Finance

Financial Disclosure

At Macs Auto Centre, we have the privilege of connecting you with a carefully selected panel of lenders, which includes manufacturer lenders directly affiliated with the franchises we represent. It's crucial to understand that our introduction to a lender does not equate to independent financial advice; rather, we act as facilitators for this introduction.

Our guiding principle is to prioritize introducing you to the manufacturer lender associated with the specific franchise from which you are acquiring your vehicle. These manufacturer lenders typically present the most competitive packages, taking into consideration both interest rates and additional contributions. In the event that the manufacturer lender cannot extend a finance offer, our commitment is to present you with the next most suitable lender from our panel.

Our ultimate objective is to secure the best possible deal for you from our diverse panel of lenders. Lenders may compensate us with a fixed commission for facilitating your introduction to them, calculated based on the vehicle model or the amount you borrow. It's important to note that various lenders may offer differing commission rates for these introductions.

Manufacturer lenders directly linked to the franchises we represent may extend preferential rates to us for the purpose of financing our vehicle stock and supporting our training and marketing efforts. However, any commissions or financial assistance received from these lenders will not affect the amounts you are obligated to pay under your finance agreement, as these terms are determined solely by the lender.

Should you wish to inquire about the commission amount, we are committed to providing you with this information prior to finalizing the finance agreement. Please be aware that all finance applications are subject to status, and terms and conditions will apply. Our services are accessible to UK residents aged 18 and above, with guarantees potentially required.

Macs Auto Centre are Authorised and Regulated by the Financial Conduct Authority. FCA No: 1008628. We act as a credit broker not a lender. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. (Written Quotation available upon request). Whichever lender we introduce you to, we will typically receive commission from them (either a fixed fee or a fixed percentage of the amount you borrow). The lenders we work with could pay commission at different rates. All finance is subject to status and income. Terms and conditions apply. Applicants must be 18 years or over. We are only able to offer finance products from these providers.

Registered in Northern Ireland: NI699409

Registered Office: Address: 9 Loughview Meadows, Omagh, BT797FQ

Information Commissioners Office (ICO): ZB680643

If you have any questions, concerns, or requests regarding this Policy, please contact us at macsautocentreltd23@gmail.com or (+44) 07714242415.